When you have damage to your property, and it does not fall under any other type of claim, you may still be covered! Remember, we know your insurance policy and we want to help you. A call to your insurance agent (the people who sold you the policy) usually results in a conversation where they try to discourage you from filing the claim. This response is in THEIR best interest, not yours. Reporting the damage yourself may result in a denial over the phone. When you get Alliance involved, we are truly looking out for you, and we will tell you if your damage is covered.