Do I Have a Claim?

We can help you maximize your claim on the most common propertY damage

Interpreting an insurance policy to see if you have a claim can be a complicated and stressful process. Our experts can quickly determine if you have a claim.

we can help!

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If you have property damage, you may have a covered loss

Examples of claims include:

● Water damage in your home, even if you don’t know where it came from. Common examples include water marks on your ceiling, walls or floors from toilet overflows, pipe breaks or leaks, malfunctioning appliances, or water coming into the house from the outside.

● Roofing, siding, or any other exterior damage such as missing shingles, siding damage from debris or a gas grill located too close to the house, damage from falling objects, the weight of ice or snow, damage from an aircraft or vehicle.

● Fire damage caused by a kitchen fire, or house fire, and the resulting smoke damage.

● Damage from explosions, lightning strikes, hail, tornadoes, and hurricanes. Yes, Acts of God are usually covered, unless specifically excluded in your policy!

When Should I Call alliance?

Call us when you notice the damage, before you make any other calls. Why? Because if you contact your insurance company first, you have probably already reduced your claim. Chances are that when you call, you are emotional, having just discovered damage to your home. You may say things that insurance company claims agents are trained to listen for, to deny your claim.

Why Should I call Alliance?

When you call Alliance first, you can tell us everything that happened, in your own words, without the fear of us trying to limit your claim. We will report your claim to the insurance company with objectivity. We write up the estimate for your damage to correspond with everything you are covered for under your policy. Then we present the claim to the adjuster with that same objectivity, to recover all of the proceeds to which you are entitled.

Even if you have already reported your claim, it may not be too late to get Alliance involved. We can take over your claim, even if the insurance company has already made an offer.

If you have damage to your home, call Alliance first.

Filing a claim is a very stressful time.

You need to ensure that you think through what date the event happened, exactly what happened, and account for all of the damage that occurred. Misunderstandings and improperly filed claims can lead to a reduced settlement. We are here to take the stress out of the claims process. That means we sit down with you and ensure that all the details are correct and all damage is accounted for before lodging your claim with your insurance company. You should always have an Alliance expert on your side when dealing with your insurance company.

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